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Tech

How to choose the best mobile hotspot to stay connected everywhere

If your old router is giving you problems, it’s time that you get a new one – with these tips.
By The Editors | editor@themetrognome.in

Choosing a router can be a tedious task as there are so many in the market. Here are some tips that will help you to decide on the perfect router.

1. Wireless standards

Make the best of a fast Internet connection. Get a router that offers 802.11ac or Gigabit Wi-Fi support. This wireless standard is supposed to be twice as fast as the previous 802.11n with a 1,300 Mbps throughput at the base level. This wireless standard is also compatible with older devices. However, with older devices, you will not benefit from the extra you get as in the case of newer devices.

2. Hardware

While selecting a portable router, it is important to ensure that it fits your pocket and is lightweight and easy to carry around. These routers also come in different colors, shapes, and designs.

3. Life span

Your Wi-Fi router is never going to last forever. Every day, it goes through a lot of load as it handles the Internet connection between your phone, computer, laptop, TV, and every other device at home or elsewhere. As more and more devices are connected to your router, the list keeps on increasing. This leads to degradation in your its performance. Also, wireless standards change often that make your router obsolete sooner. Depending on how many devices your router can connect to before showing a dip in performance as well as its technology, the life span of the router may be determined.

4. Coverage

This is a very important thing to consider. Even if you may carry your router anywhere and everywhere, you do not want to use the Internet while hugging your router. Ensure that your router has enough coverage for you to manage it. You could even use your old router to extend the Wi-Fi range

5. Cost

There is a wide-range of router prices. However, if you just need a portable router for simple daily tasks, you may want to skip the extremely high-end ones. Another reason to skip high-end ones is that changing technologies would make the router obsolete after a few years. Depending on your needs, look for a budget-friendly option.

What to do with your old router once you get a new one?

Once you get a new router, it is very easy to just connect to it and throw out the old one. However, even this old router may be really useful. If your old router is working, you could use it to extend your Internet connection to a wide area. This will let multiple people use your router even if they are in different rooms. You could even exchange it with your service provider or retailer for a discount on your new router.

Before buying a new router, keep all of these points handy and make sure that your router meets them well. So, choose the cheapest, fastest, and most reliable router and enjoy a seamless experience with the high-speed 4G Internet.

(Picture courtesy Online Tech Tips)

Categories
Kharcha paani

What are the benefits of GST?

The Goods and Services Tax (GST) was introduced by the Government of India with the aim of normalising the tax law.
By The Editors | editor@themetrognome.in

The indirect tax regime was introduced to simplify the process of tax registration and filing and to bring all the goods and services under a single umbrella.

Compared to the old taxation system prevalent in the pre-GST period, the new rule has a number of advantages. Some of the GST benefits are as follows:

  • Cascading effect

The new tax regime would prevent the tax on tax effect, which is the cascading effect on the taxes applied. This would prevent double taxation.

  • Single law

GST would harmonise the taxation law in the country. It is a single law, which caters to all brackets of goods and services.

  • Competitive edge in the international markets

GST would provide exporters a competitive advantage by the medium of neutralisation of taxes, which would positively affect their cost price.

  • Investments

The law would encourage investments and would lay grounds for more apt investments in the country.

  • Reduced tax burden

The average tax burden on the companies would come down. This would help them in reducing prices of their products and services. This would insinuate the production and would provide impetus in industrial improvement.

  • Reduced tax leakages

The new tax system has provided online mediums for registering and filing taxes. This is a much simplified medium for payment of taxes. This would help in reduced tax evasions. This medium would provide stipulated and common timelines for the tax payers.

  • Common procedures

The system has introduced common procedures for registration and filing of tax. This makes the taxation uniform and simplified.

  • Transparency

The new system is much more transparent in comparison to the old system. It provides more transparency, more efficient and effective compliance, impetus to the industries, manufacturers, common people and the overall GDP growth.

The new taxation can also be looked in the light of impact on trade and consumers. In comparison to the old system, below are the benefits of GST for trade, commerce, and common man.

Benefits to traders (Industries, e-commerce, other business enterprises) Benefits to consumers (citizens)

 

·     Single law, no multiple taxations ·    Simplified taxation
·     No cascading effect or double taxation

 

·    Reduction in cost/price of production due to elimination of cascading effects
·     Impetus to exporters ·    Uniformity in prices
·     Simplified rule ·    Transparent taxation, common law
·     Fewer tax brackets ·    Boosts economic growth and benefits the consumers

 

·     No parity between goods and services ·    Helps increase the GDP

Thus, it is quite evident that the new taxation regime would not only be beneficial for the common man but also help in the development of the overall economy of the country.

(Picture courtesy www.legalraasta.com)

Categories
Kharcha paani

Are you making these 5 money mistakes?

Good salary, but never have enough of money on hand? Chances are, you’re making one of five common money mistakes.
Team Metrognome | editor@themetrognome.in

Money sure matters to all of us, but are you one of those people that never seem to have enough of it? On the face of it, you’re being quite fiscally responsible – you don’t go out partying every night, nor do you shop every so often. Then how is it that you never have enough money for emergencies? More to the point, how is it that so many others do?

It’s possible that you’re making one (or more) of these five common money mistakes:

1 Spending everything. Is this a recurring pattern in your life – money comes, money gets spent? If you are spending every last Rupee that you make, you will have nothing left over at the end of the month. If you find yourself regularly borrowing small sums of money in the last week of every month, it means that either your income is insufficient for your needs, or that you are spending more than you should.

2 Being too cautious. On the other hand, you might be spending very little money, even on essentials. Go on, live a little. We’re not suggesting that you splurge your cash at every opportunity, but being too thrifty is not ideal either. It’s important to strike a balance between where money needs to be spent, and where an expense can be avoided.

3 Not saving every month. There’s only one way to have a large savings fund – by saving money every month. As tough as it seems, it’s not impossible to do. Every month, set aside your savings first and then allocate monies for bills, travel, groceries, children’s needs, etc. Most people meet their expenses first and then try to save money – which rarely works. Just a sum of Rs 3,000 to Rs 5,000 set aside every month can rack up a large savings fund over time.

4 Not creating a retirement fund. We’re all working and quite young right now, but the time to plan for retirement is when you’re still working and young. Many people put off planning for retirement till they are past their 50s, by which time they cut short their own planning time. Apart from creating a savings retirement fund, you can also invest in pension plans, or PPF (Public Provident Fund) or a suitable market-linked investment such as ULIPs or ELSS.

5 Getting into debt. It starts with small sums of money borrowed from friends or relatives, and then develops into a regular habit. Borrowing money is the worst money mistake – it leads to debt and a bad credit history (if you have institutional loans such as personal or credit card loans. Debt eats into your income and leaves you floundering when you have an emergency expense. If you have private and institutional loans, it is better to close them one by one to clear up your credit history. And remember, do not borrow loans to repay loans!

Did you find this article helpful? Do you have a money tip to share? Tell us in the comments section below.

(Picture courtesy https://smartmortgageadvice.files.wordpress.com/2007/08/walletistock.jpg)

Categories
Tips

Daily TipSheet: How to deal with the monsoon

The monsoons have arrived – and so have mud stains, seasonal colds and dampness. Here’s how you deal with the monsoons.
Team Metrognome | editor@themetrognome.in

#1 Wear the right footwear. Stay away from flip flops. They are responsible for the back of your trousers or dress getting a million muddy droplets. Wear boots or slippers secured with a strap, so that the back of the shoe does not fly against your foot when you walk.

#2 Deal with the mud stain as promptly as possible. This is how you do it: wait till the mud dries on the fabric completely. Now scrape it off using a spoon or a blunt object, but don’t press the mud into the fabric. Turn the fabric inside out and flush the stain with cold water. Once the stain has lightened, soak it in detergent or a stain removing powder (Vanish and Surf Excel work really well, we find) for two hours. Remove, squeeze out excess water and wash as you normally do.

#3 Getting ahead of the cold. You will find that your nose tickles and you develop a sudden cold as the weather turns. Relax, this is your body’s way of dealing with the drop in temperature and rise in humidity. But you will need to boost your immunity this season, so brew ginger tea (steep freshly cut ginger in hot water for two minutes), eat fresh pudina chutney with your food and get lots of rest.

#4 Hair and skin care. Your hair and skin will most likely become limp and oily during the monsoon season. If you have oily hair and no time to wash it, try dusting baby talc into your scalp to soak the excess moisture. Do not condition your hair, unless it is a water-based one that does not leave a sticky residue. Oily skin can be treated with pulp of a ripe tomato, or fresh potato pulp.

#5 Fungal infections will strike. Fungal infections of the nail and skin on the feet are common, especially if you wear the same shoes every day. These infections can cause nail and skin discoloration, and the nail may even come away loose from the nail bed. Soak your feet in water infused with vinegar or lemon juice to kill the infection. Dry your feet thoroughly, apply some anti-fungal foot powder and see a doctor if the nails are painful or easily breakable.

Do you have a monsoon-related tip to share? Tell us, and we will feature you on this page! Write to us at editor@themetrognome.in or on our Facebook page.

(Picture courtesy https://www.skymetweather.com/content/wp-content/uploads/2017/06/Showers-in-Mumbai2.jpg)

Categories
Become

“Mount Everest cannot be conquered…”

Says Zamling Tenzing Norgay, the legendary Tenzing Norgay’s son, who found his calling in business – and parallels with mountaineering.
by Subhasis Chatterjee

Tenzing Norgay is the world famous Nepalese Sherpa who was the first to climb Mount Everest along with Edmund Hillary of New Zealand in 1953. But his son, the famous mountaineer Zamling Tenzing Norgay is a highly sought-after personality in the business world. Taking a path away from mountaineering, he is a highly rated motivational speaker today.

Zamling was a famous mountaineer in his own right, and also managed to step out of his famous father’s shadow. He is part of a legacy of mountaineers who have successfully scaled Mount Everest – as many as 11 of his relatives have also achieved this feat! Today, he is a popular guide in demand for various expeditions groups and has led several novices as well as experts through the rugged Himalayas. He also has multiple philanthropic contributions to his name and has conducted various social service projects in the remote rural areas of the Himalayas.

Zamling’s philanthropic contributions include him being an active member of the Sherpa Trust, which was first founded by his late father, Tenzing Norgay and which works for the welfare and betterment of the local Sherpas residing in Darjeeling.

In a recent interview with The Metrognome, Zamling shed light on his view of the mountains and how he finds unique similarities between business and mountaineering. Excerpts from the interview:

Subhasis Chatterjee: You are a successful author, film star and an entrepreneur. Do you consider yourself a wealthy person?

Zamling Tenzing Norgay: Just because someone’s famous does not necessarily mean that he or she is rich. Take the example of my father. Although he was famous, he was not rich. The IMAX movie they made on his life did not make him rich. He was offered $25,000, but that was not important for him as he considered the movie to be merely the first step for the world to learn about the Sherpas. The film allowed more people to get a glimpse of this community and their people and livelihoods.

SC: Is there any similarity between conquering Mount Everest and successfully running a corporate firm?

ZTN: Just like climbing a mountain, starting and running a business is also a journey. Similar to mountaineering expeditions, businesses have targets and goals to be achieved and a team to help execute these goals. These are also the similar steps that mountaineers take when they climb Mount Everest or any other mountain in that case. It involves similar steps of planning, strategising and forming a suitable team for executing that plan. Climbing Mount Everest requires individual skills, in-depth knowledge and teamwork to successfully reach the summit of the tallest peak in the world.

I believe that the most important factor integral in whatever walk of life you are involved in is to be passionate about whatever you do. If you are passionate, you will enjoy it more and when getting involved in it, it doesn’t seem like a burden to you and you strive to make it better.

SC: The Sherpa view of mountain climbing is very different from the Western view…

ZTN: According to Sherpas, the mountains are the abode of the God, especially Everest. So prior to beginning the mountaineering expedition, we perform religious ceremonies and rites in order to seek God’s permission to allow us to climb and to ensure a safe journey ahead. Climbing mountains alone does not interest the Sherpas. They mostly climb because it is necessary for them to earn money through this profession. But Westerners possess a very different belief. They look at the majestic peaks of the Himalayas and say, ‘Wow, this is the highest mountain. Let’s go conquer it.” I am of the view that Mount Everest cannot be conquered but instead you climb it like climbing into your mother’s lap.

SC: You have a degree in Business Administration from an American University. Can anyone really learn things like teamwork, management and leadership by studying in a management school?

ZTN: My experiences from a business school education led to me to understand that a B-school simply teaches you the rules of the game. It is a guiding factor, but more than just a degree, experience is required which comes with the passage of time. You cannot become a CEO the moment you get out of business school. You need to work your way up, from being a manager, to a senior manager and then probably a CEO. This is exactly similar to climbing a mountain, one requires training. You become an expert after gathering experience for numerous years.

SC: Did your father ever encourage you to climb Everest?

ZTN: No, never. I even asked him once to pull some strings so that I could join an Indian expedition team for climbing Everest. But he refused. He climbed it because he had to, he himself did not have any education which was why he felt the need to give us a proper one. But surprisingly, after my first climb atop Mount Everest, my uncles revealed to me that my father had always told them that I would one day climb it too! Although he knew it within himself all along, he never encouraged me to climb.

SC: How should one tackle slow learners in a team of mountain climbers? Are there any lessons that can also be used in terms of businesses?

ZTN: During a mountain climb, everyone has to pull each other’s weight. Even though you might be a slow learner, you may have a good understanding of the terrain which can also be a significant contribution to the team. And on similar lines, even if you are the fastest learner, you might have no understanding of how to fix lines or logistics. For a successful climb to the mountain summit, a good team is required and not just one fast learner. This is also similar in case of business. You often have weak or slow learners in your team, but you need to support each other. One should always try and get a back-up for them, when climbing a mountain everybody is watching each other’s back and supporting each other.

SC: Did your father talk much about his 1953 climb with Edmund Hillary?

ZTN: Most of his stories happened on treks. My father would take clients from Western countries into the Everest Base Camp and then tell his stories during dinner time. Many people paid him extra to listen to his stories. I was very young at that time, may be around only 10. So I did not pay much heed to his stories. But now I wish I had paid more attention!

SC: What is your observation as a motivational expert interacting with people?

ZTN: Currently, there isn’t much sense of adventure amongst the people and they do not take time off for going out on an adventure. A few hundred kilometers away from Delhi there is a range of beautiful mountains. But children nowadays are handed with a TV remote or a play station for playing games on the couch. We need to change this way of thinking.

Categories
Uncategorized

5 factors that should decide your home purchase

A lack of choice or awareness makes people buy the best homes in bad localities. Seek the right information about your home first.
by Reyna Mathur

If you are on the lookout for a new home, first tell yourself this: what is on the outside of the home is sometimes more important than what is on the inside.

For, you can always renovate your home and set that leaking ceiling right with expert guidance, but how can you change an unfriendly neighbourhood, or the lack of a grocery store in the vicinity, or your child’s school being 5 kilometres away from home? Hence, it is important to take into account certain factors that should influence your decision to buy or rent a house in a certain locality. These are:

The house itself. You can sense the vibe of a new place the moment you step into the house. The house itself will welcome or repel you, and you may not always be able to explain why. However, go with your instincts – does the house feel right on entering it, or does it have a cold vibe that disconnects with you? Don’t purchase a house just because the price fits your pocket.

Also, examine the house thoroughly when you take a tour. All faucets, electrical appliances, plumbing utilities, etc should be in good condition before you take possession of the house. If you are being short-changed on the maintenance of the house before you move in, you will have to be firm about getting the situation rectified. Else, seek another house that will give you value for the price.

The neighbours. It is not enough to merely fall in love with a house in a certain building, even the neighbourhood should be a good one. Some building societies actively discourage single people or persons of a certain religion from buying or leasing flats, so even if you want a house there and have the money to purchase it, you will not be allowed to (if you fall under these categories). At other times, immediate neighbours are not very welcoming towards new families or couples. Though this cannot be a reason for you to not opt for a dream house, you will have to work extra hard to change your neighbours attitude towards you. If you are the sensitive sort, unfriendly neighbours will cause you unnecessary stress, so examine your own feelings on the subject before you proceed.

The locality. Take a walking tour of the locality where your dream house is located. All grocery shops, the milkman, paper delivery agency, the dhobi and even vegetable vendors should be within walking distance from your house. A chemist shop in the vicinity is an added bonus.

If you are married and have children, find out where the nearest playschool, secondary school and college is. Ideally, your child should be able to walk to school daily instead of relying on transport. If the school or tuition classes are far away, see if the roads are safe for your child to ride a bicycle or scooter on.

Entertainment spaces. People don’t just come home from work and sit in front of their TV sets, though a large number of people actually do that. However, it may be because Mumbai does not have too many open spaces or gardens where people can hang out in for recreation. Explore the area and be on the lookout for open grounds and gardens where you and your family can unwind after a hard day’s work. Alternately, look for the nearest shopping mall to spend an evening in watching a movie or just chilling with the family. Besides this, there should be a public library, a DVD renting library, a good restaurant and spaces for you to hang out with people our own age, such as a book club or cooking class. These spaces are most important, especially if your house itself is quite small – you might not enjoy being cooped up at home always.

Well maintained emergency utilities. This is hardly a consideration for many people, but in Mumbai, where building collapses and fires are imminent; there have been many cases where fire brigade tenders have been unable to enter narrow access lanes to provide assistance in a disaster. When you make a tour of the property, walk around the building to see if the society has ramps for fire brigade trucks, a service staircase in good condition, a well maintained front access road, and a functioning fire lift and apparatus in the building. Examine if the building lifts are in good condition. The absence of any of these amenities should instantly raise a red flag in your mind.

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